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Auto Refinance

Lower your monthly payments.
We make it easy.

Most people are overpaying on their car loan. (Seriously!)

What is auto refinancing?

Circular economy illustrationRefinancing means taking out a new loan to cover your existing car loan. You pay off the old loan and start paying off the new one at a lower rate.

Why refinance?

Calculation illustrationThere are plenty of reasons—maybe you got a bad rate the first time, your credit improved, or your life has changed. Interest rates today are historically low, so you may qualify for a lower rate even if none of those apply.

And in the end…

Trophy illustrationWhen you refinance to the lower rate you qualify for, you pay less monthly and overall. More savings in your pocket to use however you want.
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How auto refinancing can help you

Save Money:

See instant monthly savings and long-term financial freedom by pre-qualifying to refinance your auto loan today, without any hit to your credit.

Pay off my car faster:

Refinancing opens the door to a shorter loan term so you can pay off your car faster and cruise into financial freedom.

Lower my APR:

Pre-qualifying to refinance your auto loan puts you on the fast track to a lower APR and monthly payments.

Why refinance?

There are tons of good reasons, like…
Percentage savings illustrationTaking advantage of today's low interest rates to get a better rate and lower your monthly payments (it is only what you deserve).
Salary payment illustrationSkipping up to three payments on your vehicle (access more of your money when you need it).
Settings gear illustrationAdjusting your payments for major life changes (say, if you want to pay off your car before you retire).
User profile illustrationAdding or dropping a co-borrower (your son always loved that truck).
Piggy bank illustrationLowering your payments to match your improved credit (way to go, you).
Support agent illustrationAnd so many more!

Plus GAP to fill the gaps.

Guaranteed Asset Protection (GAP) usually comes with your loan. When you refinance, we will work with you to make sure your new loan includes the GAP coverage that makes sense for you.

Protect against depreciation

Price down illustrationThe purpose of GAP insurance is to cover the difference between what you owe on your loan and what your car is really worth. Since cars depreciate from the moment they are purchased, GAP protects you from negative equity.

There when you need it most

Attention illustrationGAP swoops in when bad things happen. If your car is totaled or stolen, your comprehensive and collision coverage factors in depreciation when calculating the payout. Without GAP, you would owe the difference between the car's worth and your loan amount—GAP covers that difference.

Just a few dollars a month

Price list illustrationThe best news is that most GAP coverage costs less than $14 a month, so as protection goes, it offers a strong return on investment if you ever need it.

Why Auto Approve?

Illustration encouraging change

It is time to make a change.

Most people are paying too much on their auto loan. Now is the time to refinance and lower your monthly payment. We will make it happen.
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Our customers love us.

With an A+ rating from the Better Business Bureau and a 96% would-recommend rating on LendingTree, you can refinance with us with confidence.
Illustration representing personal service

The personalized service you deserve.

At Auto Approve, you always get a human touch. We are real people working hard to save you money—no robots required.
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The deal that is right for you.

We work to make sure you get the best deal for you. We are your advocates, finding the right fit for your needs (and yes, we even handle the paperwork).
Illustration of a stop sign symbolizing no upsell

No upselling. Ever.

Unlike our competitors, we never mark up the price you pay above the rate the bank offers. With Auto Approve, the savings go directly to you—no upsell.
Illustration of money in a pocket

More money in your pocket.

The most important thing we do? We lower your monthly payments. When you refinance with Auto Approve, you keep more money in your pocket.

The right product to save you money.

From auto refinancing to protection plans, Auto Approve is with you every step of the way.

Auto Lease Purchase

Ready to own your car? Our auto lease purchasing options make it possible—and affordable.
Learn more
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Motorcycle Refinance

Yes, we can refinance your bike too. Or your RV, ATV, or boat. (And if you have all four, let's be friends.)
Learn more
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    *APR and Fees Disclosure: Auto Approve works to find you the best Annual Percentage Rate (APR), which is based on factors like your credit history, vehicle and desired payment terms. Fees to complete your loan refinance vary by state and lender; they generally include admin fees, doc fees, DMV and title. Advertised 5.49% APR based on: 2019 model year or newer vehicle, 730 minimum FICO credit score, and loan term up to 72 months. All loans subject to credit and lender approval.
    Auto Approve has an A+ rating with the BBB and is located at 5775 Wayzata Blvd, Suite 700 #3327 St. Louis Park, MN 55416-1233. Auto Approve works to find its customers the best terms and APR, which are based on factors like credit history, vehicle, and desired payment terms. Loan amounts, costs, and fees vary by state and lender; they generally include admin fees, doc fees, DMV, and title fees, depending on the lender and period of repayment. There is no fee to obtain a quote and all refinancing-related costs are included in the amount financed so there are no out-of-pocket costs! For more information, please go to AutoApprove.com.